Mortgage

Feb. 12, 2012

Mortgage Rates Hit Record Low

Recently, the average rate on the 30-year fixed and a 15 year mortgage hit record lows. Freddie Mac says the rate on the 30 year loan is now 3.87 % and the 15 year loan is 3.16 %. Records for these mortgages rates date back to the 1950s and this ...

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Posted in Mortgage
Aug. 12, 2011

7 Reasons Why Now is the Time to Buy

7 Reasons Why Now is the time to Buy

The decision over whether now is a good time to buy real estate is one that is heavily debated. There is no doubt that the current economic conditions make many fell uneasy and very cautious when investing their hard earned money ...

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Posted in Featured, Mortgage
July 14, 2011

Mortgages Rates are Up

Mortgages Rates are Up

Mortgage rates are hitting a two month high and have increased for the second week in a row. According to Bankrate.com’s weekly national survey, a 30-year fixed mortgage rate is not 4.79%. The average 30-year mortgage also has an average of 0.32 discount ...

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Posted in Featured, Mortgage
July 13, 2011

Renting to Buying

Renting to Buying a Home

Making the transition from renting to buying a home can be somewhat difficult. There are several pros and cons to weigh in when it comes to home ownership. Here is a discussion about the most important financial aspects when it comes to home buying verses ...

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Posted in Featured, Mortgage
July 8, 2011

Getting a Mortgage with So-So Credit

Getting a Mortgage

For some, getting a mortgage can be fairly tough these days and even people with near-perfect credit may be rejected for loans. However, for some burrowers they are experiencing quite the opposite. At a recent press conference, the Federal Reserve Chairman Ben Bernanke said that the lending ...

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Posted in Featured, Mortgage
July 27, 2010

BE SMART: Get An Appraisal

As we have recently been telling you, right now, the real estate market is a buyers market!! A recent article on scnow.com speaks of how much lower interest rates in the Myrtle Beach are since five years ago. Also, it seems that the past six months, in the Myrtle ...

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Posted in Featured, General, Mortgage
June 9, 2009

Positive Outlook

Recently, the Conference Board reported the largest increase in consumer confidence. Economist expected to see a less than 2 percent increase, however on Tuesday May 26th the consumer confidence index rose to 54.9 in May from the low 40.8 in April. “The National Association of Realtors said existing ...

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Posted in General, Mortgage
April 16, 2009

Stop Renting, Start Owning!

Now may be the best time to move from renting to owning!!

With the Housing Prices fallen to an ALL-TIME Low, 1st Time Home Buyer’s Tax Credit and Historically low Mortgage Interest Rates; now may be the time to decide to move out of rental you live in and find ...

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Posted in Featured, Mortgage
April 28, 2008

Why Get Pre Qualified?

I have had clients ask to be shown homes, but before I show them homes I always like to ensure that they have been pre-qualified. It isn’t just another way of getting someone’s personal information like a lead capturing program. When my clients ask why I simply explain how what ...

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Posted in Featured, Mortgage